Company library · Banks
Banks: the moats, the numbers, the verdicts.
34 companies covered. Every report re-run after the latest earnings.
The bet you're really making is that BayFirst, a small Florida bank, has finally cleaned out the pile of tiny government-backed small-business loans that nearly wiped it out, and t
The bet you're really making is that Bradesco, Brazil's big old bank, keeps fixing itself, earning a little more each quarter from lending carefully and selling insurance to tens o
Banco Bilbao Vizcaya Argentaria, S.A. BBVA
The bet you're really making is that Mexico keeps making BBVA rich. More than half of the bank's profit comes from lending to Mexicans, and you're betting they keep borrowing and k
The bet you're really making is that this small California business bank keeps getting its money cheap, 26.6% of its deposits pay no interest at all, and keeps buying back its own
Bank of Hawaii Corporation BOH
The bet you're really making is that Bank of Hawaii keeps most of the checking and savings money that people and businesses across the islands park with it, while what it earns on
The bet you're really making is that Puerto Rico keeps recovering and that Banco Popular, the island's biggest bank, keeps paying almost nothing for the deposits it lends back out
Banco Santander (Brasil) S.A. BSBR
The bet you're really making is that Banco Santander's Brazil arm keeps lending to millions of Brazilians and collects more of it back as the 2023 bad-loan wave fades. You're betti
The bet you're really making is that Citigroup, after a decade of shrinking and cleaning itself up, is finally a simpler, better bank, and stays one. You're betting Jane Fraser's f
The bet you're really making is that Pathward keeps running the plumbing behind other companies' prepaid and payroll cards, and keeps the cheap deposits that plumbing throws off. U
Community Bank System, Inc. CBU
The bet you're really making is that Community Bank keeps doing two things at once: collecting savings and checking money cheaply from small towns across upstate New York and New E
The bet you're really making is that Customers Bank keeps pulling in money from businesses cheaply and lending it back out at a profit, growing what each share is worth by low-to-m
First Citizens BancShares, Inc. FCNCA
The bet you're really making is that First Citizens, a family-run North Carolina bank that has swallowed more than 20 troubled banks over its history, keeps buying them cheap and m
The bet you're really making is that Fifth Third can swallow Comerica, the bank it bought in February for its Texas and California commercial deposits, and come out bigger and more
The bet you're really making is that Flagstar has finally stopped bleeding on the New York City apartment loans that nearly killed it in 2024, and can now earn a normal profit on i
The bet you're really making is that Glacier's string of small-town banks across Montana, Idaho and the Rocky Mountain West keeps lending to local businesses and homeowners for mor
GBank Financial Holdings Inc. GBFH
The bet you're really making is that this small Las Vegas bank keeps making small-business loans the federal government guarantees, sells the guaranteed piece for an upfront profit
HomeTrust Bancshares, Inc. HTB
The bet you're really making is that HomeTrust, a small bank in the mountains of North Carolina, keeps turning its depositors' money into loans that get paid back, and now that it
Interactive Brokers Group, Inc. IBKR
The bet you're really making is that active investors and professionals around the world keep opening accounts at Interactive Brokers and borrowing against them, because IBKR's sof
The bet you're really making is that Inter keeps signing up Brazilians and gets each one to bank, borrow, and shop inside one app, earning a sliver on everything they do. You're be
Itaú Unibanco Holding S.A. ITUB
The bet you're really making is that Itaú keeps being the bank tens of millions of Brazilians default to for their paycheck, their card, and their loan, and keeps earning about a q
The bet you're really making is that JPMorgan stays the bank every other bank is measured against, the one that earns more on each dollar of shareholder money than almost anyone, y
Mizuho Financial Group, Inc. MFG
The bet you're really making is that Japan is done with zero interest rates for good, and that Mizuho, one of the country's three giant banks, keeps earning more on its loans than
The bet you're really making is that MVB Financial keeps pulling in cheap deposits from online gambling companies, payment startups and payroll apps, and lends that money out at a
The bet you're really making is that Nubank keeps signing up people across Brazil, Mexico and Colombia, almost 118 million already, and gets each one to borrow more. You're betting
The bet you're really making is that NatWest, Britain's biggest business and mortgage bank, keeps earning close to 20 pence of profit on every pound of its own money, year after ye
The bet you're really making is that Bank OZK keeps making giant construction loans to property developers, mostly apartment and mixed-use towers, and keeps getting paid back the w
The bet you're really making is that companies keep hiring Piper Sandler to advise them on mergers and to raise them money by selling stock and bonds, and that Piper keeps a fee on
The bet you're really making is that Stifel keeps hiring financial advisors, and those advisors keep bringing over their clients' savings for Stifel to manage and lend against. Und
Southern First Bancshares, Inc. SFST
The bet you're really making is that this South Carolina bank keeps earning more as the interest it pays depositors falls faster than the interest it earns on loans, and that its l
Sumitomo Mitsui Financial Group, Inc. SMFG
The bet you're really making is that interest rates in Japan keep climbing back toward normal, and that Sumitomo Mitsui earns more on its ¥186 trillion mountain of cheap Japanese d
Texas Capital Bancshares, Inc. TCBI
The bet you're really making is that Texas Capital, a business bank in Dallas, returns to consistent profitability after a five-year restructuring: more deposits, more fees from th
The bet you're really making is that America's trucking business stops shrinking, so the small truckers Triumph lends against start hauling more loads at better prices again. You'r
The bet you're really making is that U.S. Bancorp keeps pulling in cheap deposits from tens of millions of ordinary checking accounts and lends that money out at a wider spread, wh
Western Alliance Bancorporation WAL
The bet you're really making is that Western Alliance, a Phoenix business bank that grew fast lending to companies and to the developers who build offices, apartments and hotels, k